*,
*::before,
*::after {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background: #ffffff;
  color: #111827;
}

a {
  color: inherit;
  text-decoration: none;
}

.page-frame {
  max-width: 1040px;
  margin: 24px auto 32px;
  background: #ffffff;
  border-radius: 24px;
  box-shadow: 0 20px 55px rgba(15, 23, 42, 0.12);
  overflow: hidden;
}

/* Generic container */
.container {
  width: 100%;
  max-width: 960px;
  margin: 0 auto;
  padding: 0 16px;
}

/* Header */
.site-header {
  background: #ffffff;
  border-bottom: 1px solid #e5e7eb;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
}

.logo {
  font-weight: 700;
  font-size: 1.25rem;
}

.logo span {
  color: #2563eb;
}

.main-nav a {
  margin-left: 20px;
  font-size: 0.95rem;
  color: #374151;
  font-weight: 600;
}

.main-nav a:hover {
  color: #111827;
}

/* Main */
.page-main {
  padding: 28px 0 40px;
}

/* Hero */
.hero, .inner-hero {
  background: #ffffff;
  border-radius: 24px;
  box-shadow: 0 18px 45px rgba(15, 23, 42, 0.08);
  padding: 26px 24px;
  margin-bottom: 28px;
}

.hero-text h1, .inner-hero-main h1 {
  margin: 0 0 8px;
  font-size: 1.9rem;
}

.hero-text p, .inner-hero-main p {
  margin: 0 0 14px;
  color: #4b5563;
}

.hero-optin, .inner-hero-optin form, .footer-optin form {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.hero-optin input,
.inner-hero-optin input,
.footer-optin input {
  flex: 1 1 220px;
  padding: 10px 12px;
  border-radius: 999px;
  border: 1px solid #d1d5db;
  font-size: 0.95rem;
}

.hero-optin button,
.inner-hero-optin button,
.footer-optin button,
.btn-primary,
.contact-form button {
  border-radius: 999px;
  border: none;
  padding: 10px 18px;
  background: #059669;
  color: #ffffff;
  font-weight: 600;
  cursor: pointer;
  font-size: 0.95rem;
  transition: transform 0.1s ease, box-shadow 0.1s ease, background 0.1s ease;
}

.hero-optin button:hover,
.inner-hero-optin button:hover,
.footer-optin button:hover,
.btn-primary:hover,
.contact-form button:hover {
  background: #047857;
  transform: translateY(-1px);
  box-shadow: 0 10px 18px rgba(5, 150, 105, 0.25);
}

/* Inner hero layout */
.inner-hero {
  display: grid;
  grid-template-columns: minmax(0, 2.3fr) minmax(0, 1.4fr);
  gap: 28px;
}

.inner-hero-optin h3 {
  margin-top: 0;
  margin-bottom: 6px;
}

.inner-hero-optin p {
  margin-top: 0;
  margin-bottom: 10px;
  color: #4b5563;
  font-size: 0.9rem;
}

/* Sections */
.ebooks, .loans-section, .articles-section {
  margin-bottom: 28px;
}

.ebooks h2,
.loans-section h2,
.articles-section h2 {
  margin: 0 0 14px;
  font-size: 1.45rem;
}

/* Cards & grids */
.card-grid.three {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.card {
  background: #ffffff;
  border-radius: 18px;
  padding: 16px 16px 18px;
  box-shadow: 0 12px 30px rgba(15, 23, 42, 0.06);
  transition: transform 0.12s ease, box-shadow 0.12s ease;
}

.card:hover {
  transform: translateY(-3px);
  box-shadow: 0 18px 40px rgba(15, 23, 42, 0.12);
}

.card h3 {
  margin: 0 0 6px;
  font-size: 1rem;
}

.card p {
  margin: 0;
  font-size: 0.9rem;
  color: #4b5563;
}

/* Ebook cards */
.card-ebook {
  display: grid;
  grid-template-columns: 90px minmax(0, 1fr);
  gap: 12px;
  align-items: center;
}

.card-ebook img {
  width: 90px;
  height: auto;
  border-radius: 10px;
}

/* Icon circles */
.card-icon {
  width: 32px;
  height: 32px;
  border-radius: 999px;
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #ffffff;
}
/* Icon colors (Option 1) */
.icon-startup { background: #0ea5e9; }
.icon-credit-card { background: #f59e0b; }
.icon-loc { background: #3b82f6; }
.icon-cre { background: #6366f1; }
.icon-mca { background: #f97316; }
.icon-working-capital { background: #22c55e; }
.icon-term { background: #f97316; }
.icon-sba { background: #2563eb; }
.icon-equipment { background: #14b8a6; }

.icon-article1 { background: #0ea5e9; }
.icon-article2 { background: #22c55e; }
.icon-article3 { background: #8b5cf6; }
.icon-article4 { background: #f97316; }
.icon-article5 { background: #6366f1; }
.icon-article6 { background: #f59e0b; }
.icon-article7 { background: #14b8a6; }
.icon-article8 { background: #ec4899; }
.icon-article9 { background: #4b5563; }

/* Inner content */
.inner-content {
  display: grid;
  grid-template-columns: minmax(0, 2.3fr) minmax(0, 1.3fr);
  gap: 28px;
  margin-bottom: 28px;
}

.content-main h2 {
  margin-top: 0;
}

.content-main ul {
  padding-left: 20px;
}

.content-main li {
  margin-bottom: 6px;
  font-size: 0.95rem;
}

/* CTA box (green) */
.cta-box {
  background: #ecfdf5;
  border-radius: 16px;
  padding: 16px 18px;
  margin-top: 20px;
  border: 1px solid #bbf7d0;
}

.cta-box h3 {
  margin-top: 0;
}

/* Sidebar */
.content-sidebar .sidebar-box {
  background: #ffffff;
  border-radius: 16px;
  padding: 14px 16px;
  box-shadow: 0 10px 25px rgba(15, 23, 42, 0.06);
  margin-bottom: 16px;
}

.content-sidebar ul {
  padding-left: 18px;
  margin: 0;
}

.content-sidebar li {
  margin-bottom: 6px;
  font-size: 0.9rem;
}

/* Small cards in bottom sections */
.small-card {
  padding: 12px 14px 14px;
}

/* Scripture */
.scripture {
  background: #f9fafb;
  border-top: 1px solid #e5e7eb;
  border-bottom: 1px solid #e5e7eb;
  text-align: center;
  padding: 14px 0 10px;
}

.scripture p {
  margin: 4px 0;
  font-size: 0.9rem;
}

.scripture .mission {
  font-weight: 600;
}

/* Footer */
.site-footer {
  background: #ffffff;
  padding: 16px 0 10px;
}

.footer-inner {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 24px;
}

.footer-optin h3 {
  margin-top: 0;
  margin-bottom: 4px;
}

.footer-optin .small {
  margin-top: 4px;
  font-size: 0.75rem;
  color: #6b7280;
}

.footer-links a {
  display: inline-block;
  margin-left: 16px;
  font-size: 0.9rem;
  color: #4b5563;
}

.copyright {
  text-align: center;
  font-size: 0.8rem;
  color: #6b7280;
  margin-top: 4px;
}

/* Contact form */
.contact-form {
  display: flex;
  flex-direction: column;
  gap: 10px;
  max-width: 480px;
}

.contact-form label {
  font-size: 0.9rem;
}

.contact-form input,
.contact-form textarea {
  padding: 8px 10px;
  border-radius: 10px;
  border: 1px solid #d1d5db;
  font-size: 0.95rem;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}

/* Responsive */
@media (max-width: 900px) {
  .card-grid.three {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .inner-hero,
  .inner-content,
  .footer-inner {
    grid-template-columns: 1fr;
    display: block;
  }
  .content-sidebar {
    margin-top: 20px;
  }
}

@media (max-width: 640px) {
  .page-frame {
    margin: 12px;
    border-radius: 18px;
  }
  .page-main {
    padding-top: 20px;
  }
  .header-inner {
    flex-direction: column;
    align-items: flex-start;
    gap: 8px;
  }
  .main-nav a {
    margin-left: 0;
    margin-right: 12px;
  }
  .card-grid.three {
    grid-template-columns: 1fr;
  }
  .card-ebook {
    grid-template-columns: 70px minmax(0, 1fr);
  }
  .hero, .inner-hero {
    padding: 20px 18px;
  }
}