7 Ways to Fund Your Business (Without the Hype)
There are a lot of “funding gurus” online. Business Loan Guides prefers something more useful: clear options, honest tradeoffs, and a path you can actually execute.
1) Business Lines of Credit
Great for flexible cash flow needs. Learn more in our Business Lines of Credit guide.
2) Term Loans
Best for defined, one-time needs with predictable payments. See Business Term Loans.
3) SBA Loans
Often the best blend of cost and term—if you qualify and can wait. See SBA Loans.
4) Working Capital Loans
Designed for operations and short-term needs. See Working Capital Loans.
5) Equipment Financing
Ideal when the funding is tied to a revenue-producing asset. See Equipment Financing.
6) Commercial Real Estate Loans
For buying or refinancing business property. See Commercial Real Estate Loans.
7) Merchant Cash Advances (Use Carefully)
Fast, but potentially expensive with frequent payments. Learn the realities in Merchant Cash Advances and compare safer alternatives.
Quick “Pick the Right Tool” Rule
- Short-term need? Use short-term funding.
- Long-term need? Don’t fund it with daily-payment products.
- Not sure? Start with the lowest-cost option you qualify for.
Note: Educational content only—not financial advice.
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